<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Holding Down the Fort by US VetWealth Podcast: SBP]]></title><description><![CDATA[The Military Spouse Benefit Plan - Helping seasoned military spouses make confident and informed decisions about the Survivor Benefit Plan (SBP)]]></description><link>https://www.holdingdownthefortpodcast.com/s/sbp</link><image><url>https://substackcdn.com/image/fetch/$s_!PJfx!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe590aaaf-64d1-4d74-adf8-5ad5d26b2a8c_1280x1280.png</url><title>Holding Down the Fort by US VetWealth Podcast: SBP</title><link>https://www.holdingdownthefortpodcast.com/s/sbp</link></image><generator>Substack</generator><lastBuildDate>Tue, 07 Apr 2026 05:18:43 GMT</lastBuildDate><atom:link href="https://www.holdingdownthefortpodcast.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Jen Amos]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[holdingdownthefort@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[holdingdownthefort@substack.com]]></itunes:email><itunes:name><![CDATA[Jen Amos]]></itunes:name></itunes:owner><itunes:author><![CDATA[Jen Amos]]></itunes:author><googleplay:owner><![CDATA[holdingdownthefort@substack.com]]></googleplay:owner><googleplay:email><![CDATA[holdingdownthefort@substack.com]]></googleplay:email><googleplay:author><![CDATA[Jen Amos]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[010: "There's only a benefit when there's a survivor." Season Finale of The Spouse Benefit Plan with Jen Amos and Scott R. Tucker]]></title><description><![CDATA[Listen now | In the Season Finale of The Spouse Benefit Plan, host Jen Amos and her husband Scott Tucker take listeners behind the scenes of their mission to empower military families with financial knowledge.]]></description><link>https://www.holdingdownthefortpodcast.com/p/010-theres-only-a-benefit-when-theres</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/010-theres-only-a-benefit-when-theres</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Tue, 01 Aug 2023 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/f11461d8-3d48-45bc-bd3a-382b42e5fe6c_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>In the Season Finale of The Spouse Benefit Plan, host Jen Amos and her husband Scott Tucker take listeners behind the scenes of their mission to empower military families with financial knowledge. After years of diving deep into the complexities of the Survivor Benefit Plan, they're redirecting their efforts to provide even more comprehensive resources.</p><p>&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[009: How many years does a surviving spouse have to live before they receive the lifetime value of the Survivor Benefit Plan?]]></title><description><![CDATA[Listen now | In this deep dive into the Survivor Benefit Plan (SBP), Jen Amos breaks down the complex mathematics and probabilities behind this military retirement benefit.]]></description><link>https://www.holdingdownthefortpodcast.com/p/009-how-many-years-does-a-surviving</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/009-how-many-years-does-a-surviving</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Mon, 15 Aug 2022 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/d43ba979-9d4e-419d-9bf2-48729da6441b_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>In this deep dive into the Survivor Benefit Plan (SBP), Jen Amos breaks down the complex mathematics and probabilities behind this military retirement benefit. Explore the shocking statistics: only a 9% chance that a spouse will receive the full lifetime value of the SBP, despite paying premiums for 30 years.</p><p>Jen unpacks:</p><p>- The real probability of a spous&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[008: What is the actual probability of receiving the SBP? (Case Study: O5 retiring at 20 years with the Survivor Benefit Plan)]]></title><description><![CDATA[Listen now (51 mins) | In this eye-opening episode of the Spouse Benefit Plan podcast, Jen Amos dives deep into the often-avoided conversation about military survivors' benefits.]]></description><link>https://www.holdingdownthefortpodcast.com/p/008-what-is-the-actual-probability</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/008-what-is-the-actual-probability</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Fri, 12 Aug 2022 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/a0531ee7-ceea-48b1-afdb-5314b560c0d3_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>In this eye-opening episode of the Spouse Benefit Plan podcast, Jen Amos dives deep into the often-avoided conversation about military survivors' benefits. Using real-world calculations and the Department of Defense's own probability calculator, Jen breaks down the shocking statistics behind the Survivor Benefit Plan (SBP).</p><p>What are the actual chances yo&#8230;</p>
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          <a href="https://www.holdingdownthefortpodcast.com/p/008-what-is-the-actual-probability">
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   ]]></content:encoded></item><item><title><![CDATA[007: Is the cost worth the benefit? (Case Study: O5 retiring at 20 years with the Survivor Benefit Plan)]]></title><description><![CDATA[007: Is the cost worth the benefit?]]></description><link>https://www.holdingdownthefortpodcast.com/p/007-is-the-cost-worth-the-benefit</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/007-is-the-cost-worth-the-benefit</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Fri, 27 May 2022 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/696d19eb-fe8e-48e7-a04a-86c2c3c376de_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>007: Is the cost worth the benefit? (Case Study: O5 retiring at 20 years with the Survivor Benefit Plan)</p><p>Now that we've calculated Lt. Col. Rick Howard's Estimated Retired Pay, Jen Amos walks us through the Survivor Benefit Plan (SBP) Subsidy Program to calculate what could happen to him and his spouse should they keep the SBP. She also elaborates more o&#8230;</p>
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          <a href="https://www.holdingdownthefortpodcast.com/p/007-is-the-cost-worth-the-benefit">
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   ]]></content:encoded></item><item><title><![CDATA[006: What's your Monthly Barrel of Wine worth? (Case Study: O5 retiring at 20 years)]]></title><description><![CDATA[Listen now | 006: What's your Monthly Barrel of Wine worth?]]></description><link>https://www.holdingdownthefortpodcast.com/p/006-whats-your-monthly-barrel-of</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/006-whats-your-monthly-barrel-of</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Mon, 02 May 2022 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/dbc04aa8-d2be-4917-ab47-f447489aacbf_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>006: What's your Monthly Barrel of Wine worth? (Case Study: O5 retiring at 20 years)</p><p>Jen Amos turns our winery analogy into real dollars by doing an in-depth walkthrough of calculating the Estimated Retired Pay for Lt. Colonel Rick Howard - an O5 retiring at 20 years with the High-3 Calculator. If you haven't written down your numbers yet, this is the pe&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[005: It's not a good thing when a surviving family member knows more about this than a seasoned spouse]]></title><description><![CDATA[Listen now (44 mins) | 005: It's not a good thing when a surviving family member knows more about this than a seasoned spouse]]></description><link>https://www.holdingdownthefortpodcast.com/p/005-its-not-a-good-thing-when-a-surviving</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/005-its-not-a-good-thing-when-a-surviving</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Fri, 22 Apr 2022 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/1907919c-10dc-450e-b291-db49199c9258_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>005: It's not a good thing when a surviving family member knows more about this than a seasoned spouse</p><p>By now, you may have learned a very important fact about your monthly retired pay that you can no longer unlearn. Jen Amos takes a moment from educating to have a heart-to-heart talk about what understanding the Survivor Benefit Plan and your military p&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[004: If you had to choose between 100 cups of wine vs. 55 cups of wine, which one would you pick?]]></title><description><![CDATA[Listen now | 004: If you had to choose between 100 cups of wine vs.]]></description><link>https://www.holdingdownthefortpodcast.com/p/004-if-you-had-to-choose-between</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/004-if-you-had-to-choose-between</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Mon, 11 Apr 2022 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/06285102-ba3f-495f-bc16-348ba6ac7f80_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>004: If you had to choose between 100 cups of wine vs. 55 cups of wine, which one would you pick?</p><p>How important is it for you and your family to protect the military pension? Jen Amos recaps how the military pension is more than a retired monthly pay by reiterating the wine analogy. Remember to refer to the last episode to learn how to calculate your Est&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[003: Here's what to say the next time someone says, "Thank you for your service."]]></title><description><![CDATA[003: Here's what to say the next time someone says, "Thank you for your service."]]></description><link>https://www.holdingdownthefortpodcast.com/p/003-heres-what-to-say-the-next-time</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/003-heres-what-to-say-the-next-time</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Fri, 01 Apr 2022 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/696d19eb-fe8e-48e7-a04a-86c2c3c376de_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>003: Here's what to say the next time someone says, "Thank you for your service."</p><p>Jen Amos takes a detour from the Survivor Benefit Plan to talk about the most important thing it protects: your military pension. She explains the basics of the military pension, how to calculate your Estimated Retired Pay, and introduces financial terms: the "present value&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[002: I wish you didn't have to care about this topic]]></title><description><![CDATA[Listen now | 002: I wish you didn't have to care about this topic]]></description><link>https://www.holdingdownthefortpodcast.com/p/002-i-wish-you-didnt-have-to-care</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/002-i-wish-you-didnt-have-to-care</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Tue, 08 Feb 2022 11:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/d9e2277e-a7df-49dd-979c-327851d68388_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>002: I wish you didn't have to care about this topic</p><p>Happy 2022! Jen Amos kicks off the new year with a commentary on her upcoming, yet-to-be-named book! She reads the transcript of the introduction, which talks about how she arrived to hosting The Spouse Benefit Plan, her background as a Gold Star family member, her award-winning podcast show Holding Do&#8230;</p>
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          <a href="https://www.holdingdownthefortpodcast.com/p/002-i-wish-you-didnt-have-to-care">
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   ]]></content:encoded></item><item><title><![CDATA[001: Death doesn't have to be a morbid conversation]]></title><description><![CDATA[001: Death doesn't have to be a morbid conversation]]></description><link>https://www.holdingdownthefortpodcast.com/p/001-death-doesnt-have-to-be-a-morbid</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/001-death-doesnt-have-to-be-a-morbid</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Mon, 15 Nov 2021 11:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/696d19eb-fe8e-48e7-a04a-86c2c3c376de_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>001: Death doesn't have to be a morbid conversation</p><p>Jen Amos, creator and co-host of the award-winning podcast Holding Down the Fort, introduces its sister show, The Spouse Benefit Plan. She brings light to the challenges that military spouses face, how her background as a Gold Star daughter inspires her work today, and touches upon the responsibility of&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[Trailer: The Spouse Benefit Plan - Helping military couples keep or opt out of the Survivor Benefit Plan]]></title><description><![CDATA[Listen now | COMING SOON: The Spouse Benefit Plan - Helping military couples keep or opt out of the Survivor Benefit Plan]]></description><link>https://www.holdingdownthefortpodcast.com/p/trailer-the-spouse-benefit-plan-helping</link><guid isPermaLink="false">https://www.holdingdownthefortpodcast.com/p/trailer-the-spouse-benefit-plan-helping</guid><dc:creator><![CDATA[Jen Amos]]></dc:creator><pubDate>Wed, 03 Nov 2021 10:00:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/98c9e26e-010b-42a6-b6f0-116d92478a17_1400x1400.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>COMING SOON: The Spouse Benefit Plan - Helping military couples keep or opt out of the Survivor Benefit Plan</p><p>Check out our growing list of resources at our website <a href="http://thespousebenefitplan.com/">thespousebenefitplan.com</a> or contact Jen at <a href="mailto:thespousebenefitplan@gmail.com">thespousebenefitplan@gmail.com</a></p><p>Connect with us on social media:</p><ul><li><p><a href="https://www.linkedin.com/company/the-spouse-benefit-plan/">https://www.linkedin.com/company/the-spouse-benefit-plan/</a></p></li><li><p><a href="https://instagram.com/thespousebenefitplan">https://instagram.com/thespous&#8230;</a></p></li></ul>
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